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Attention homeowners in Dallas and Dallas County: Need an appraisal?

See the top 7 reasons Texas homeowners use Greg Scorza Real Estate Appraiser:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. To cut their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a divorce in the state of Texas, where property needs to be divided
  7. Determine the true market value of the real estate in question to settle an estate in Dallas county or Texas
Do you own a home in or near Dallas? Do you need help deciding the value of your real estate? Contact Greg Scorza Real Estate Appraiser.

At Greg Scorza Real Estate Appraiser, we understand the particular needs of a homeowner seeking appraisal services. Our typical business clients understand the appraisal process and the standard documents we provide. But as a consumer, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Greg Scorza Real Estate Appraiser will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenge a property tax assessment

Let's say you live in a local area that is declining -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Greg Scorza Real Estate Appraiser is your perfect weapon.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping clients just like you abolish unneeded PMI insurance.

HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Greg Scorza Real Estate Appraiser can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. Even though most appraisal reviews are requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion.